Lot easier to keep track

Ellen Says: With the recession still in session, that means money is still kind of tight. And saving money is one of those tasks that's so much easier said than done.

Savings should be your priority, so don’t just say that you’ll save whatever is left over at the end of the month. Deposit savings into an account. And be aware of the bank to where you entrust your money. Search engine and search around, so that you will find a good bank in the your area. Banks vary significantly depending on what services they offer, how they treat their customers, and the interest rates they offer.

It’s a lot easier to keep track of your savings if you have them separate from your spending money. You can also usually get better interest on savings accounts than on checking accounts (if you get interest on your checking account at all). Consider higher-interest options such as CDs or money-market accounts for longer savings goals.

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